Freelance money tool
Break-even & runway calculator
Two numbers every freelancer should know: how much you must bill each month to break even, and how long your savings would last if work dried up.
Inputs
Software, tools, subscriptions, fees.
Rent, food, bills — what you need to take home.
If set, we show how many billable days a month you need.
Enter your numbers to start.
Bill per month to break even
—
Monthly costs—
Tax to set aside—
Billable days needed—
Know your number
Your break-even is the floor — bill below it and you lose money. Runway is your safety net — it tells you how long you can survive a dry spell. A planning estimate, not financial advice.