Freelance payment tool

Payment fee calculator

See what you keep after PayPal, Stripe, Wise, Payoneer, or custom processor fees, then reverse the math to invoice for a target net amount.

Fee inputs

Client pays

Processor preset

Base processor fee (%)

Fixed fee

International / cross-border surcharge (%)

Preset rates are editable US/domestic estimates. Fees vary by country, currency, account type, and payment method; Wise varies especially widely.

Enter an amount to start.

Net you receive

Gross paid -

Fee charged -

Effective fee rate -

Current fee formula -

Processor fees change and vary by country, currency, and account type. These are editable estimates, not a quote from PayPal/Stripe/Wise/Payoneer.